Fee-For-Service
An overview of traditional health insurance and why it may or may not be right for you. This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy.

Health Maintenance Organization (HMO)
What is it and how does it work? Health maintenance organizations are prepaid health plans. As an HMO member, you pay a monthly premium.

Preferred Provider Organization (PPO)
Not an HMO, not fee-for-service insurance but a combination of the two. Learn more here. The preferred provider organization is a combination of traditional fee-for-service and an HMO. Like an HMO, there are a limited number of doctors and hospitals to choose from.

Key Facts On Health Insurance
You want numbers? You want answers? Well, hopefully you can handle the truth cause here it is bare before you. It's a bit scary so be strong.

Social Security and Disability
For most individuals, the loss of a paycheck either permanently, or for an extended period of time, would be financially devastating. In addition to this, when you become unable to work because of an injury or illness, very often you will require expensive medical care. It becomes very important that you have disability income insurance.